Know why you’re investing—retirement, home, education, or income? Clear goals shape your risk profile and stock choices.
Step 2: Understand Stock Types
Blue Chip, Growth, Dividend, or Defensive—learn which suits your goals. Before exploring, start safe with stable stocks.
Step 3: Learn Asset Allocation
Balance your portfolio by allocating 40% to blue chip stocks, 20% to growth stocks, and the remaining portion to other suitable asset classes.
Smart mix = Smart returns.
Step 4: Start Small, Invest Regularly
You don’t need lakhs! Start with ₹500 via SIPs on registered investment apps. Consistency beats timing in the long run.
Step 5: Diversify Across Sectors
Don’t bet on one industry. Spread investments across tech, banking, FMCG, pharma, and energy to reduce risk.
Step 6–9: Tools, Review, Taxes & Patience
Use tools, rebalance your portfolio, manage costs, and stay invested long-term. Discipline makes all the difference.