Why Did RBI Cut the Repo Rate?

To boost economic growth amid slowing GDP and manageable inflation. It’s all about making borrowing cheaper.

Home & Auto Loan Borrowers Benefit

Lower repo rate means reduced loan interest rates – expect cheaper EMIs and better affordability.

Real Estate Market Gets a Boost

Cheaper home loans may encourage more property purchases, sparking growth in the real estate sector.

What About NBFCs & Small Banks?

Lower rates allow these lenders to borrow cheaper, helping them extend more credit to businesses and consumers.

Challenges for Fixed Deposit Holders

Reduced interest rates on FDs may lead to lower earnings for those who rely on fixed-income investments.

Mixed Reactions in the Bond Market

Bond yields rise slightly, creating mixed reactions from investors in fixed-income securities.

Banks with Fixed-Rate Loans Benefit

Banks like Bandhan and AU Small Finance Bank stand to gain as their loan rates remain unaffected by the rate cut.

How Much Will You Save on Loans?

Lower EMIs mean you can save thousands over time – or pay off loans faster! Here’s a quick example.

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